Filing your taxes separately in a community property state (CA is 1 of 9 states) might be financially advantageous with a properly developed Income Driven Repayment (IDR) strategy. A practical approach might be to run through an example. Let’s assume the following about a married couple living in CA (or LA, AZ, TX, WA, ID, NV, NW or WI): Spouse 1: Adjusted Gross Income (AGI) = $250,000 Federal Student Loans = $600,000 Spouse 2: Adjusted Gross Income (AGI) = $80,000 Federal S